1st Rate Title charges a settlement fee of $300.00 for normal business hour closings that occur in our office. We charge $350.00 for out of office closings during business hours and $375.00 for outside of regular business hour closings. Additional pass through fees may include wire fees to the bank, recording fees to the County Clerk’s Office, and FedEx fees (which are all exact fees, in which 1st Rate Title does not profit in any way).